
:root{--ink:#14171c;--text:#2b2b2b;--muted:#5f6670;--line:#e6e8eb;--bg:#fff;--soft:#f4f5f6;--accent:#2f6b4f}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,"Helvetica Neue",Helvetica,Arial,sans-serif;color:var(--text);background:var(--bg);font-size:16px;line-height:1.65}
a{color:inherit}img{max-width:100%;display:block}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
header{position:sticky;top:0;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);z-index:10}
.bar{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:700;letter-spacing:.06em;color:var(--ink);font-size:19px}
.brand img{width:34px;height:34px}
nav ul{list-style:none;margin:0;padding:0;display:flex;gap:22px}
nav a{text-decoration:none;font-size:14px;font-weight:600;color:var(--ink)}
nav a.on,nav a:hover{color:var(--accent)}
.menu{display:none;background:none;border:1px solid var(--line);border-radius:4px;padding:6px 10px;font-size:18px}
@media(max-width:900px){nav ul{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;flex-direction:column;gap:0;border-bottom:1px solid var(--line)}nav ul.open{display:flex}nav li a{display:block;padding:12px 20px}.menu{display:block}}
.hero{position:relative;min-height:78vh;display:flex;align-items:center;justify-content:center;text-align:center;color:#111;background:#cfd8df url(/assets/img/hero.jpg) center/cover no-repeat}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(255,255,255,.55),rgba(255,255,255,.15))}
.hero .in{position:relative;max-width:900px;padding:40px 20px}
.hero h1{font-family:Helvetica,Arial,sans-serif;font-weight:600;font-size:clamp(28px,5vw,52px);line-height:1.12;margin:0}
.hero h1 span{color:#fff;text-shadow:0 1px 18px rgba(0,0,0,.35)}
.hero p{font-size:18px;margin:18px auto 0;max-width:640px}
.sub{background:var(--soft);padding:64px 0 40px;border-bottom:1px solid var(--line)}
.sub h1{font-family:Helvetica,Arial,sans-serif;font-size:clamp(28px,4vw,40px);margin:0 0 8px;color:var(--ink)}
.sub p.lead{font-size:19px;color:var(--muted);max-width:760px;margin:0}
section{padding:64px 0}
h2{font-family:Helvetica,Arial,sans-serif;font-weight:600;font-size:30px;color:var(--ink);margin:0 0 16px}
h3{font-size:19px;color:var(--ink);margin:0 0 8px}
.kicker{text-transform:uppercase;letter-spacing:.14em;font-size:12px;font-weight:700;color:var(--accent);margin-bottom:10px}
.grid{display:grid;gap:28px}
.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}
@media(max-width:820px){.g3,.g2{grid-template-columns:1fr}}
.card{border:1px solid var(--line);border-radius:6px;padding:26px;background:#fff}
.card p{margin:0 0 14px;color:var(--text)}
.more{font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;text-decoration:none;color:var(--ink);border-bottom:2px solid var(--ink);padding-bottom:2px}
.more:hover{color:var(--accent);border-color:var(--accent)}
.icon{width:44px;height:44px;margin-bottom:14px;color:var(--accent)}
.three{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;text-align:center}
.three div{padding:26px 10px}.three img{width:64px;height:64px;margin:0 auto 10px}
.three strong{display:block;font-size:20px;color:var(--ink)}
@media(max-width:620px){.three{grid-template-columns:1fr}}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:center}
@media(max-width:820px){.split{grid-template-columns:1fr}}
.split img{border-radius:6px}
ul.check{padding:0;list-style:none}ul.check li{padding:6px 0 6px 28px;position:relative}
ul.check li:before{content:"";position:absolute;left:0;top:13px;width:14px;height:8px;border-left:2px solid var(--accent);border-bottom:2px solid var(--accent);transform:rotate(-45deg)}
.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:6px;overflow:hidden;margin:26px 0}
.facts div{background:#fff;padding:18px}.facts b{display:block;color:var(--ink);font-size:17px}.facts span{font-size:13px;color:var(--muted)}
@media(max-width:720px){.facts{grid-template-columns:1fr 1fr}}
.steps{counter-reset:s;display:grid;gap:14px}
.steps div{counter-increment:s;padding:18px 18px 18px 64px;position:relative;border:1px solid var(--line);border-radius:6px}
.steps div:before{content:counter(s);position:absolute;left:18px;top:16px;width:32px;height:32px;border-radius:50%;background:var(--ink);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
.note{font-size:13px;color:var(--muted)}
.cta{background:var(--ink);color:#fff;text-align:center;padding:56px 20px}
.cta h2{color:#fff}.cta a.btn{display:inline-block;margin-top:10px;background:#fff;color:var(--ink);padding:12px 24px;border-radius:4px;font-weight:700;text-decoration:none}
footer{border-top:1px solid var(--line);padding:40px 0;font-size:14px;color:var(--muted)}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}
@media(max-width:720px){footer .cols{grid-template-columns:1fr}}
footer a{text-decoration:none}footer a:hover{color:var(--accent)}
footer ul{list-style:none;padding:0;margin:0}footer li{padding:2px 0}
.team{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media(max-width:720px){.team{grid-template-columns:1fr}}
.team div{border:1px solid var(--line);border-radius:6px;padding:20px}.team b{display:block;color:var(--ink);font-size:18px}
.legal h2{font-size:22px;margin-top:28px}
